← HomeSample with made-up numbers. Get yours →
Elvir BegicREALTOR® · Epique Realty
Sample · Buyer Game Plan

Know your number before you fall in love.

Your private page for buying a home: what you can really afford each month, what you'll need at closing, where your budget goes furthest, and how to win the house when you find it.

Elvir Begic
A note from ElvirHi Sam and Jordan. Here's your plan based on what we talked about. Slide the numbers around, and we'll fine-tune it with your lender before we start touring.
Part 1 · Game PlanPart 2 · Play-by-Play
01

Your real monthly payment

Not just the loan. Taxes, insurance and mortgage insurance included, so there are no surprises.

$0/month

Sample numbers. Your lender sets your actual rate and mortgage insurance, and taxes vary by town and home. 30-year loan.

02

Your cash to close

Everything you'll need to bring, in one place, so you can plan your savings.

Earnest money is due a few days after your offer is accepted and counts toward what you bring at closing. Closing costs are a planning estimate; your lender's Loan Estimate gives the real figure.

03

Where your budget goes furthest

Your price against what homes actually sold for last month in each town. Tap a town to see how to win there.

From MLS closed sales.

04

What it takes to win in the Cedar Valley

How fast good homes go, and how strong your offer needs to be.

—Typical days on market
—Of list price paid
—Homes sold last month
    05

    Must-haves vs nice-to-haves

    This drives your home search. Must-haves are deal-breakers; nice-to-haves are tie-breakers.

    Must-haves

    Nice-to-haves

    Once we start touring, your Playbook switches over.Your Game Plan stays inside it. Part 2 turns on.
    Part 2

    Your Play-by-Play

    Every home you tour, my honest take on its price, every offer in plain English, and every deadline until you get the keys.

    Brick ranch · WaterlooToured Sat 10:30

    You loved the yard. Kitchen needs work. Priced in line with nearby sales.

    Priced right
    Two-story · Cedar FallsToured Sat 11:45

    Best layout so far. Listed above what similar homes sold for.

    Room to negotiate
    White cottage · WaterlooToured Sun 1:00

    Offer accepted. Inspection scheduled Tuesday.

    Under contract
    Offer acceptedOct 6
    Earnest money deliveredOct 8
    Inspectionin 2 days
    Appraisalin 9 days
    Closing · keysin 31 days
    Want your own Buyer Game Plan?

    Tell me your budget and where you'd like to live, and I'll build your private page. No obligation.

    Text me to get startedSearch homes